1. Introduction

Welcome to LoanWithin Corporation (“LoanWithin,” “we,” “our,” or “us”).
These terms and conditions (“Terms”) govern your access to and use of the LoanWithin website at https://loanwithin.com/ and the services we provide through the Website (“Services”).

By continuing to browse or use our website, you acknowledge that you have read, understood, and agree to be bound by these Terms.

If you do not agree with these Terms, you should discontinue use of the Website.

2. Definitions

Company / We / Us / Our: Refers to LoanWithin (Agarwal Assignments Private Limited), a company duly incorporated under the Companies Act, 2013, having its registered office at Unit No. G-32, 6 Devika Tower, Ground Floor, Nehru Place, Opp. Paras Cinema, New Delhi – 110019.

Customer / You / User: Refers to any person or entity that visits, accesses, or uses the Website or any Services offered through it.

Lender: Refers to Agarwal Assignments Private Limited (“AAPL”), the Lender providing loan products under the LoanWithin products/brand, subject to applicable eligibility criteria, applicable laws and regulations, and the terms and conditions of the relevant loan agreement.

LoanWithin: Refers to the loan product/brand operated and offered by Agarwal Assignments Private Limited (“AAPL”) through the Website and related services.

Loan: Refers to the financial assistance provided by the Lender to eligible Customers in accordance with the terms of the respective loan agreement.

Loan Agreement: Refers to the formal written or electronic agreement that specifies the terms, conditions, and repayment obligations of the loan sanctioned by the Lender.

Outstanding Amount: Refers to the total amount payable by the borrower to the Lender, including the principal amount, interest, and any applicable charges or fees.

Services: Refers to all online services provided through the Website that facilitate loan application, processing, management, and related communication between the Customer and the Lender.

User Data: Refers to all personal, financial, and other information or documentation submitted by the Customer while using the Website or Services.

Third-Party Platforms: Refers to websites, applications, system or services operated by third parties and used for purpose such as identify, verification, data validation, payment processing, technology services or other related purpose.

Website: Refers to the official domain https://loanwithin.com/, which is owned, managed, and operated by LoanWithin Corporation.

3. Services

LoanWithin provides an online platform through which eligible Customers may apply for short-term loans offered by Lender, subject to applicable eligibility criteria, verification requirement and the terms of the loan agreement.

To avail of the Services, you may be required to submit accurate, complete, and verifiable information and documents, which may include:

• Name, age, and date of birth
• Contact information and address
• Identity proof such as PAN, Aadhaar, or other KYC documents
• Financial documents such as bank statements, salary slips, or income proof

By submitting information through the Website, and where required providing the applicable consent or authorisation, you may permit LoanWithin and Lender to:
• Verify your information and documents provided by you through appropriate sources;
• Obtain credit information report from registered credit information companies, subject to the required consent or authorisation; and
• Share relevant information with the Lender for assessment, verification and processing of your loan approval.

Loan approval, sanction and disbursement are subject to the sole discretion of the Lender, applicable eligibility criteria, verification requirement and the terms and conditions of the loan agreement.LoanWithin is a product of Agarwal Assignment Private Limited (“AAPL”) and the loan products offered through LoanWIthin are provided by AAPL, subject to the applicable Loan Agreement and Applicable laws and regulatory requirements.

You are responsible for ensuring that all information you provide is true, complete, and up to date. Providing false or misleading information may result in rejection of your loan application and/or termination of access to the Services.

4. User Responsibilities

By accessing or using the Website and Services, you agree to:

• Use the Website and Services only for lawful and legitimate purposes.
• Provide correct and accurate information at all times.
• Maintain the confidentiality of your account credentials and take reasonable steps to prevent unauthorized access.
• Refrain from uploading or transmitting any harmful, offensive, or illegal content.
• Not engage in fraudulent or misleading activities.
• Comply with all applicable laws and regulations while using the Website.
Failure to adhere to these responsibilities may result in the suspension or termination of your access to the Services.

5. Prohibited Use

You agree not to:

• Use the Website for any purpose that is unlawful, fraudulent, or harmful.
• Attempt to hack, disrupt, or gain unauthorized access to any system or network connected to the Website.
• Upload or distribute any material containing viruses, malware, or harmful code.
• Reproduce, duplicate, or resell any part of the Website without prior written permission from LoanWithin.
• Use automated systems or software to extract data from the Website for commercial use.

Any violation of these restrictions may result in suspension and termination of access to the Website or Services and may also result in appropriate legal action where permitted under applicable law.

6. Ownership and Intellectual Property

All rights, titles, and interests in and to the Website and the content, materials, , design, graphics, images, software, logos, trademarks, and other intellectual property made available through the Website are owned by or licensed to Loanwithin , unless otherwise stated.

You are not granted any ownership rights by accessing or using the Website.

You may not reproduce, distribute, or modify any part of the Website’s content without written authorization from LoanWithin.

Unauthorized use of our intellectual property may lead to civil or criminal proceedings under applicable laws.

7. Third-Party Links and Services

The Website may contain links to external websites or third-party services for your convenience.

LoanWithin has no control over these external websites and is not responsible for their content, accuracy, privacy practices, or security.

The inclusion of any external links does not imply any endorsement or association by LoanWithin.

Accessing such links is at your own risk, and you are advised to review the respective terms and privacy policies of such third-party sites.

8. Disclaimer of Warranties

You acknowledge that the Website and certain information made available through it are provided on an “as” is and “as available’’ basis, subject to applicable law.

LoanWithin does not warrant that the Website will always be available, uninterrupted, secure or error free, or that all information available through the Website will always be complete or current.

Nothing in these Terms shall exclude or limit any liability that cannot lawfully be excluded or limited under applicable law.

9. Limitation of Liability

To the maximum extent permitted by law, LoanWithin, shall not be liable for indirect, incidental, special or consequential loss arising solely from your use of or inability to use the Website, except where such liablity cannot be excluded under applicable law.

Nothing in these Terms shall limit or exclude liability for matters that cannot legally be limited or excluded under applicable law. Any liability of LoanWithin shall, to the extent legally permissible, be determined having regard to the nature of the Services and the circumstances giving rise to the claim.

10. Indemnification

You agree to indemnify,defend, and hold harmless LoanWithin, its affiliates, officers, directors, employees, and authorised agents from and against any claims, losses, damages, liabilities, costs, or expenses (including legal fees) arising directly from your material breach of these terms, misuse of the Website or Service, or violation of applicable law or third-party rights.

11. Privacy and Data Protection

LoanWithin is committed to protecting your personal information. Personal information collected or processed through the Website and Services will be handled in accordance with our Privacy Policy and applicable laws and regulations.

Please refer to our Privacy Policy for information regarding the categories of personal information collected, the purposes of processing, sharing of information, data security, retention and applicable rights.Where consent is required under applicable law, such consent will be obtained through the appropriate mechanism.

12. Termination

LoanWithin reserves the right to suspend or terminate your access to the Website or Services at any time, with or without notice, if:

• You breach these Terms or applicable laws;
• Such action is required by a regulatory authority or governmental or judicial authority ;
• You engage in fraudulent, unlawful or unauthorised activities; o
• LoanWithin discontinues or materially changes the Website or Services

Termination or suspension of access to the Website or Services will not affect any rights or obligations arising under a Loan Agreement between you and the Lender. Any outstanding amounts payable under the Loan Agreement shall continue to remain payable to the Lender in accordance with the applicable terms.

13. Changes to Terms

LoanWithin may, at its sole discretion, amend, modify, or update these Terms from time to time.

Any changes will be posted on the Website with the updated effective date.

Any revised Terms will be published on the Website with the updated effective date. Where required by applicable law, appropriate notice or consent will be obtained for material changes. Your continued use of the Website after the revised Terms become effective will be subject to the revised Terms. Users are encouraged to review these Terms periodically for updates.

14. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of India.

Subject to any mandatory jurisdictional requirements under applicable law, courts having competent jurisdiction in New Delhi shall have jurisdiction over disputes arising out of or in connection with these Terms.

15. Miscellaneous

Entire Agreement: These Terms, together with the Privacy Policy and other policies expressly referred to herein, govern your use of the Website and Services. The Loan Agreement between the Customer and the Lender shall separately govern the loan transaction and repayment obligations.

Waiver: Failure by LoanWithin to enforce any right or provision under these Terms shall not be deemed a waiver of such right or provision.

Severability: If any provision of these Terms is found invalid or unenforceable, the remaining provisions shall continue in full force and effect.

16. Contact Information

For questions, feedback, or to report any violations of these Terms, please contact:

LoanWithin Corporation

Registered Office: Unit No. G-32, 6 Devika Tower, Ground Floor,
Nehru Place, Opp. Paras Cinema,
New Delhi – 110019
Email: info@loanwithin.com
Website: https://loanwithin.com/