Rates & Charges






How is APR determined?


Annual percentage rate (APR) is determined based on your credit score, the amount you wish to borrow and your steady income. Generally, a good CIBIL score calls for a low APR while a poor CIBIL score means high APR. But we have a fixed APR which is the same for all.

Working of Our Rates & Fees


APR reflects the true cost of borrowing money. It includes the annual interest rate, a nominal processing fee and other miscellaneous expenses. APR is usually lower than your credit card interest rate. APR is the actual annual cost of your loan that helps you compare various loan offers from different lenders. We have a fixed APR @ 375% per annum.



Monthly Payment Example


Loan Amount APR Tenure Processing Fees Gst on Processing Fees Amount Disbursed Total Repayment Amount Total Interest
Rs.50000 375% per annum 90 Days Upto 10% of loan Amount 18% Rs. 44100 Rs.95000 Rs.45000

Eligibility Criteria


Eligibility Criteria


  • Age Criteria - 21 years and above
  • Consistent Monthly Salary of Rs. 45,000/-
Note: We provide services in Delhi, Noida, Gurgaon, Faridabad, Ghaziabad, Pune, Mumbai, Chennai, Bangalore and Hyderabad.